Cash Credits
Cash Credits

DISCOUNT AND REDEMPTION CREDITS
Credits extended in Turkish Lira, by discounting on bills and notes assigned to the Bank with an endorsement, collecting the interest in advance.

SPOT CREDITS
Short-term fixed interest-rate loans extended to meet short-term liquidity needs of firms, collectible with interest at maturation.

REVOLVING CREDIT
Variable interest-rate loans extended to meet short-term liquidity needs of firms, with interest collected on a quarterly basis.

INSTALLMENT COMMERCIAL LOANS
Loans repaid with a pre-determined schedule, in equal installments covering the principal and interest.

FOREIGN CURRENCY BASED LOANS
Loans extended without an undertaking to bring in foreign currency into the country, for which the interest and exchange rate differences are collected on a quarterly basis, whereas the capital is due at maturation.

EXPORT LOANS IN TURKISH LIRA
Spot or revolving loans extended to firms engaged in export and foreign currency generating activities, in exchange of an undertaking to bring in foreign currency into the country.